Citi Cards advertised company credit cards with an enticement of 25,000 American Airlines miles and promised prequalification. They refused the credit because I use my existing credit cards often and have a high turnover (i.e., I pay them off in full each month). I talked with them about this unorthodox reason for refusal and resubmitted an application by phone. In response, reference number 201111078006073, I got another refusal saying, "You have submitted multiple applications for credit."
I have not submitted applications for credit to any other agency this year! Not only did I not get my 25,000 miles nor a credit card, but I spent a great deal of time filling out forms and making these applications.
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