I sign-up for a un-secured credit card and paid the fees for processing, and the sent me a credit card that was secured. I didn't want that card because they lied to me about what type of card it was and took my processing money with no refund. I cancelled the card but it seemed to be not cancelled and there were high balance the report says for $507.00 and before I know it is was charged off. I did not have knowledge of any account in the first place since the card was not the card that I signed up for. This company attached itself to me and got write offs when there was not supose to be an account in the first place. Bad credit has resulted by this company.
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