I applied for a loan online, this company called me the next morning stating I have been approved for a credit line of $9500, I declined at first and said this is a catalogue account, I'd rather not. The gentleman then said "oh no, it's a credit card that you can take anywhere, you can even buy clothes with it", so I said ok. I just tried to call them and cancel with them, but they are telling me my money already came out of my account and that its non refundable and that I have to email to cancel it. But what if they keep taking money out after I already "thought" I canceled? PLease help... How do I get my money back?
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