I have voice mails from a Sr. Loan officer named Noah Wilson, telling me that I had a full approval for a full $5000 auto loan. I spoke with him, we went over terms of an 8% interest rate, a 48 month loan term and a monthly payment of $121. I was told as my collateral, I would have to send my first 5 months payment to a woman named Elba Berruz, who lives in Barcelona, Spain. Noah Wilson sent me a contract, which I still have, via email. I looked it over, signed it and faxed it back to him. This all happened the week of 07/21. The very next week I was told that once I send my first 5 months payments, my "collateral", then the very next business day my $5000 loan would be deposited on my account before 5:00pm central time. So on 07/28 I went to Big Kmart in Platteville, WI to Western Union. I sent $560 to Ms. Elba Berruz in Barcelona, Spain. The entire time Noah Wilson was on the phone with me, walking me through the entire process step by step.in the end I spent $610 on the Western Union transaction on 07/28 and the next day 07/29 my $5000 loan was not in my account as to contradict the contract I had signed. I called mutual credit solutions just to hear that I didn't have enough money down as a down payment and I could not get a refund for 2 weeks. I have tried calling them since and no one answers or returns my voice mails. I still have receipts from western union. Contract evidence and voicemails from the loan officer and it has been a month and i have not seen or heard from them again. They took $610 from me and when i reported them to the BBB they closed my case and deamed it as unpursuable!
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