I needed a loan for Christmas and searched the internet for a good rate and one that would loan a person with fair credit money. I found Precision Lending through a sea of others. I researched them through a scam site, found they had what appeared to be a very nice and professional website with contact us and testimonials. So I made the call and contacted Ben Freeman (Agent). I put in for a 5000$ loan. Ben Freeman contacted me and congratulated me on the approval of my $5000 personal loan at 6% interest. He said he needed to fax me the contract for the loan. On 12/21/09 Ben faxed me the documents and I looked them over and signed them and faxed them back. He then informed me that because I wasnt a home owner and had no property as collateral I would need to make the first 6 month payments upfront as collateral which came out to be 911.64. He told me I could mail the payment in which would take a week or two before the loan would reach my bank account, Or I could Western Union. I opted for Western Union as I need the money for Christmas in a few days. He had me Western Union the 911.64 to Linda Allred in Toronto, Ontario Canada. The total ended up being 996.64. I then recieve a call from John Flemming on 12/23/09 stating that the insurance company of the lender wasnt happy with the numbers and I would need to pay a full year upfront and if I wanted to cancel the loan due to this they would refund my 996.64 to my bank account and he was apologizing all over himself for this matter. I asked if I could think about it and call him back, John said certainly, but I will need an answer soon. I decided to due to Christmas. Contacted John Flemming to go ahead. He had me Western Union the 911$ which with Western Union costs came to 996$ again to Linda Allred. John then reassured me they would refund me the payment of 172$ for the cost of sending the two Western Unions. How ironic John told me to hold onto my paperwork, I was going to need it.
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