I applied for the credit card last June, received card in July and made my first purchase on July 11. Have never received my gift certificate and numerous emails sent through the website have gone unanswered.
While it didn't cost me anything to apply and the credit card is free I have not been harmed financially. However, the company induced me to apply for the card, which I really didn't need, by offering a free DVD player and they have not followed through with that promise.
Conclusion - Ripoff.
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