I purchased a Sony TV from Best Buy Store using Best Buy Credit Card for $1950.00 plus tax in 2007.. I faithfully sent HSBC Retail Svcs. $50.00 every month - they only asked for $16.00 but I wanted to get this paid for. After sending in my January payment of $50.00 my balance was $1561.43 - their interest rate is an astounding 29.24%. Four days ago I received a new bill from them showing a balance of $3930.83. The bill states that $2408.00 was added as "deferred finance charges". I refute this bill as I know all I owe is $1561.43 - the finance charges are more than the TV cost... I cut up my Best Buy Credit Card 14 months ago... I have purchased nothing from them - only that one TV. This is totally criminal. I am 78 y.O., on a fixed income, have been totally honest all my life... Worked all my life starting when I was 8 y.O. With a paper route... Wound up doing computer work. I called on the phone about this and was given people in India, China, etc., who could not understand or explain anything. These people are criminals... I need a lawyer...
Never do business with these creatures... They will rob you blind.
Is there some legal recourse that will assist me?
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