For several months, I received emails almost weekly from a company called AFT Credit Services, Inc. They say they are the experts in business credit services and claim to have a process in which to establish your business credit in a way to achieve an excellent credit rating and within 60-90 days instead of the normal channels.
Being a new business owner, I decided to give them a try. They offer a money back guarantee should they not be able to get you at least $50K in business credit using their process.
Well, needless to say, I paid the $747 to them and to date have received absolutely no assistance. Their website states that they would be doing the necessary work to help achieve the goals of obtaining business credit. Well what they do provide is a user name and password for their website that is set up very nicely but is of little or no value. The "Negotiated Vendors" they claim to have alliances with are no different than anyone already knows about such as Quill.
Now, here is what goes down - they have you start at the beginning and work through levels. Lets say we start a new company and go through the process and all the way to setting up a bank account. Now it is time to get some vendor credit so Level 1 is the very basic. Once you have a couple of those established, you move on to level 2 and then 3. After that you then move from vendor credit to NET30 terms with gas companies etc. Sounds easy right?
Well, the problem actually comes in with them stating that they have vendors working WITH AFT credit. This is not true! Then, for the $747 they are supposed to report your timely payments (3 @ $249) which is supposed to really boost your profile up. Well, that tradeline never posts and consequently, because of this, even the level 2 vendor creditors will turn you down!
Now, I can deal with delays, but the real problem and the reason for me filing this report is that these people are supposed to be working for you and assisting you. I have called or emailed almost daily to no avail. When you call their phone, you always get an answering machine UNLESS you with to PURCHASE as a new client in which case you will get to talk to someone of course, they will just "Take a message" and have someone return the call and guess what - THEY WON'T!!!
It is very frustrating to have to deal with a company that has your money and won't do anything for it so I have asked for a refund as many as 5 times and no response.
Now my next move should this not resolve the issue will be to file a complaint with the California Attorney Generals Office as well as their local BBB.
Ironically, all I want them to do is post the trade for making my payments on time so I can move on with the program! I can not believe that I am asking to much when this should have been done by end of November at the latest! And even so, a return phone call goes a long way! I have even given them the option to email me with the status and they can not even do that!
So, if you were planning to do business with this company - DON'T! They will take your money and that will be the end of your "Consulting"! Keep an eye on this post as I will update as necessary! Should they wake up and do what they say or refund my money, I will post the results here.
Be very cautious about a company that does not list their physical address on any documents. I was smart enough to get their personal information as well as the owners name "MIKE BERRIER" through my own channels. I also have an address of 220 Newport Center Drive Suite #11-425, Newport Beach, CA 92660 and a phone of 949-612-2710.
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