Chase Bank closed my account without informing me and begin collecting late fees on a closed account. I found they had closed my account on my credit report. When I called THEM, they lied about the closing date and said it was in March. I informed them that I knew they were lying and informed them that it was illegal to collect late fees on a closed account and asked them to cease and remove the monies and 30% interest on that amount from my account.
Two months later and their refusal to settle this account based on the amount I owed prior to illegal fee application, they stopped applying the late fees but did NOT remove the amount from the bloated total amount. I believe they are doing this on accounts across America and purposely trying to create maximum damages for fed reporting purposes. One million accounts with one month of $65.00 late fees, is $65,000, 000.00. They collected three months from me. That is $195.00...
In June, they offered to settle for 55%. Less then I offered two months earlier. They refused to mitigate their own damages by settling for a higher amount. Bail out anyone?
It is now sent to collections with the lovely people at National Enterprise Systems. Anyone want to take on a bank? Tort Case?
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