Dave is a profiteer. This man is a snake oil salesmen looking to profit from the hardship of others. They go by choice loan consulting or American Debt Settlement. They are not a law firm and have no credentials to assist anyone with a hardship. Dave is interested in one thing and that is putting money is his own pocket. Collecting upfront fees in many states is illegal. Buyer beware! More information and details of specific cases to come.
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