You work hard your whole life.in my case 7 days a week with my small business. We have had some hard times lately and our credit # slipped to the high 600's. They used to be in the 800's and I wanted that back. I really dont remember how we originally got contacted but I will never forget RBSL Group.
I remember thinking what nice, young, articulate, caring people this company was turning out to be. I think I was being courted by 6 or 7 different employees, I guess to give the feeling of a big company.
The bait was a $398.00 charge to do a credit report to make sure you qualify as a suitable customer because they just dont go to thier affiliate banks with any ones name. I had to qualify as a good enough risk. I gleefully at this point gave my credit card # just to see if I was somebody. Once you give them your credit card # your on your way down the worst experience of your life.
Naturally the report came back with a couple of smudges on it that they can get off of my record because thats what they do and guaranteed me I'd be back in the 800's with in months. OK what do we do now? Well we prepare an exclusive report on you and your comp. And tell you what to do to improve your rating. At this point im on the edge of my seat. How much will it cost?
HERE WE GO!!!
Well we need a down payment of $500.00 and the rest when the report is done. OK how long till its done? Usaully a week to 10 days. OK and then how much? A mere $2000.00 more to cover the $2500.00 cost of the OPTIMIZER report. So I'm thinking the little woman wont be very happy but she'll shower me with gifts when she see's what I've done. The contract which I did not even read because they were so nice was a dusy.
The contract does not have a end of contract date. Goes forever...
So now I'm out $2898.00. I have a boiler plate contract form that is useless with all the information I already know (pay off credit card debt) duh,
they got my social security #, Bank accts, Credit cards. OMG.
Now they are hooking me up with thier Utah Banker Buddies that charge $2500.00 application fees to tell you you dont qualify for loans and you still owe the $2500.00 App fee. If Satan walks the earth he owns this company.
Run!!! Dont walk away from these people!!! Yes I'm an idiot for not reading the contract but it just seemed so right at the time
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