Someone kept calling me by the name of Ryan Moss from ACS (which clearly wasn't his real name, was a heavy Indian accent) and leaving messages on my work number saying it was of urgent matter that I called him back and if I didn't, the best thing he could do would be to wish me luck for all the things that befell me. It was pretty clear that what he was reading was a script as the messages never changed and were verbatim. The number of my phone showed up as 612-852-3610 but he kept leaving a number of 626-236-9901 to call him back.
Fed up, I finally answered it, and he promply confirmed my name and asked that I supply my lawyers name. I told him I didn't have one, and then he asked if I was going to be in court the next day. I mentioned I did not know what he was talking about, and he acted surprised that I didn't know of my court date (don't you need to be served papers for court in person?!?!) He went on to say that he had an affidavit and then held up a bunch of papers to the phone like he was shuffling through imaginary paperwork. He told me I couldn't interrupt him during his reading of the affadavit.
Basically charging me with theft, fraud, and something else, he said that he was in charge of taking me to court for unresolved debt with Fast Cash and that the charges would be nearly $5000. After a bunch of questions asking him who he was (I asked what his website was, and he blew up and said it was ridiculous that I didn't trust him or his validity for his company - please note, the website I used to file this report may be incorrect, but it was the only ACS collection agency I could find on the internet). I told him I'd meet him in court then, and he said that he couldn't meet me since he was in California and court was in my home state of Minnesota.
I then asked what he wanted me to do... And he said that he could settle the matter out of court for a mere $900 some dollars. I told him that I would contact Fast Cash instead to figure out why they still claim I owe them money, and he said that no, they didn't have time to talk with me direct and that he was going to settle it for them.
I told him I'd try to take care of everything without his help because I didn't trust him. He proceeded to tell me that he was going to send the litigation to my employer (ummm, why not me, since I haven't gotten it?) and let them know how bad of an employee they have. I hope they do, as my employer would probably help me sue them for defamation.
Long story short, don't let these people scare you into payment. Their practices are totally deceptive and illegal. He said at the original time of the call that I was being recorded... At the end of the call, I asked if he could potentially send me a copy of the recording. He hung up.
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