I recently ran across a class action that customers can get back $78.00 from bank of america for overdraft fees (smartmoney.com is site to claim that money back) to me thats sincerely unfair when they stole over $4000.00 from me in overdraft fees with overdraft protection on both the checking and savings account that linked them together not to mention I had more money going in than I had coming out. (direct deposit of pay).
One of the saddest part of this story is that the BANK MANAGER in Rincon Georgia was the one that opened my accounts.
I know if your reading this your probably asking how, the problem I had was I worked 15 plus hours a day in retail management being a single mom with three kids to support I was busy even if I did manage to get a few hours off work.
I knew I had plenty of money in my accounts never suspecting there was a problem. THE BIGGEST MISTAKE OF MY LIFE not to mention an extreamly costly one!
I got off work decided to take the kids out to dinner we went to our favorite restaurant order and ate it up I give her my bank card to pay low and behold I'm declined not only was that humilating but I knew it couldn't be possible whatsoever. To make matters worse we have to sit there impatient and degraded while a friend of mine comes to pay for our meal. Of course my kids are young with no understanding their complaining about being broke of course loud enough for others to overhear. Me well I just wanted someone (s) head on a platter!!!
The minute I get home I signed onto my bank of america account. Omg my night has went from the worst to terrifying it showed I was hundreds in the hole and they were recieiving my paycheck at mid-night to STEAL even more. I went back on my account before getting so heated about their overdraft fees to which I had overdraft protection (remember set up by the rincon bank of america manager herself!)..
I went straight to the bank the next morning waiting on them to open the doors and let me in I met with the bank of america manager herself told her we had a serious problem she reviews it looks across me at the desk and says "well I can't do anything about it, you should have been keeping better track of your money! Its too late." (yet to me I believed I was paying them to protect my money not STEAL from a single mother of three) I almost beat her and at this time it was a rough estimate of $1700.00 because the computer only went back so far.
Low and behold I had to pay to get the paper records I closed the account took out the few dollars I had left and waited for the paper records to arrive via mail. At the time I didn't trust any bank to hold my money because of what bank of america done to me after years of having my money. And NEVER during those years that they had my money DID I EVER not have money to cover what I was spending.
Even though the accounts were linked the checking was staying negative while my savings was being STOLEN to cover fees I never should have had to pay to begin with. When I finally recieved the papers I went through them to discover it was over $4000.00!!!
I went straight back to the bank still was denied. Called the corporate offices and the only message I ever get is someone will contact you that call NEVER comes.
Something seriously needs to be done against bank of america I CAN NOT afford to be taken for that amount of money it is all me and my kids have I do not get welfare or child support. I worked damn hard for that money and never once suspected that they were crooks..
Needless to say I had to have a bank account because of what bank of america did it put us in a huge financial state I needed faster access to my paycheck. So I go to a different bank (of course) to open an account only to find out that bank of america put me in a record to deny other banks to do buisness with me. All to cover up what they stole from me they've now taken to making me look bad.
To top it all off they had the audicity to send me a bill saying I owe them even more money my god over $4000.00 wasn't enough for them! I sincerely can't believe this happened but if your thinking about opening a bank of america account please think twice unless you have excess thousands to throw away (if thats the case drive down the road and toss it out the window at least then you'll know how much your giving away and not having stolen from you.)
If you currently have an account with them I urge you to track every penny!!!
If anyone that has had success in gaining their money back from them please respond here me and my kids can't afford this. Please help desperate!!!
And if by chance corporate people from bank of america read this I sincerely hope you have a heart and look into what you have done wrong if not well what goes around comes around and you will have to answer for it on judgement day!!!
If anyone knows of legal action it would be greatly appreciated!!!
I have all of the paperwork to back-up every allegiation i have made here against bank of america.
Also I would like to Thank usacomplaints.com for their site I recently ran across it when I was checking into another business and I think it is terrific that you can go to one place to state what you know about a company. I was actually going to invest in a company until I seen those reports, your site saved me from making a big mistake. Believe me when I say BANK OF AMERICA WAS ENOUGH!!!
Chacoatah99
springfield, Georgia
U.S.A.
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