I closed on my home April 29,1999, May 28,1999 I was immediately solicited by Island Home Designs Inc. (IHDI) advertising themselves as a FHA Title-1 Home Improvement contractor, They were not. IHDI/IHDC destroyed my house and walked off the job. IHDI falsified documents converted the proposed rough description of the work to be done into a mortage and allegedly sold the contract to D&M Financial of Beelville New Jersey, who inturn sold the frudulent note the same day to American General Finance of Commack NY. For 25,000 dollars. AGF stalled in filling the fraudulent mortgage for 3 years, 1, to give D&M time to get a license 2, to give IHDI/IHDC time to shut down. IHDI dismantled and remove the tracks from my garage door, started to install a floor, removed the overhead beams that tie the garage outer wall and roof to the house, then they abandoned the work. I have a gaping 4'x5' in my living room wall, the only access to the garage, rain and snow leaks down the side of the inside wall because the flashing is seperating from the house, the garage is in danger of collapse mold and strong mildew odors emit a nausiating odor in my home for the last eight 8 years I can't use my rear entrance to the basement because the steps are uneven and too dangerous to walk down. AGFsubmitted falsified documents, oral and written affirmations to the Supreme Court Suffolk County and to the USBC Central Islip. NY Although AGF was denied holder in due course status and a Summary Judgment for forclosure and sale, AGF submitted falsified documents to the USBC and illegally collected 6,703 dollars, Attorney Rosenblum was ordered to return the money and has refused. I am 70y/o living on a disability pension and social security, I spent over 21,000 dollars on to have my home destroyed, I spend over 400 dollars a month for electric and oil because the cold and hot air enters my living room from the destruction AGF's partners in crime AGF uses its money to bully me in court by adjourning the court compliance orders for the last six years. I've spent over 21,000 dollars to get justice and I am still left with unbearable living conditions, the lost of anticipated income from the garage conversion which the town is charging addition taxes for a sealed garage. I The court transcripts clearly show AGF actions is consistent with money laundering and banking fraud. None of the entities were license to conduct mortgage banking or registered as an exempt entity, no town permit were filed. D&M recieved a mortage lic.in 2001 two years after they were conducting mortgages without a lic I won a $125,000 default judgment against IHDI, AGF stalled the case long enough for IHDI to shut down. IHDI/IHDC owner Petros vlitas and D&M Financial were indicted for banking fraud. I want AGF to return the money the stole from me and I want to be compensated for the damage to my home and for the cost of repairing it.
I swear that all the statesments I submitted are true.
John R. Herbert
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