I received a letter from Asset Acceptance and phone called from Asset Acceptance about what I owed from a credit card that was about $1000 three years ago. I agreed to make monthly payments, and at the I was still a student and only working part time job. Well, about 6 months later I couldn't make anymore payments because I couldn't afford it.
About 3 months later I received a court order from Asset Acceptance for something around $3,000 included was interest rates, court cost, attorney fees. I don't know what to do about legal stuff and I didn't know who to consult about such matter and I was only giving a short time frame to dispute. They ended up garnishing from my part time job 25% for about a year and a half, so they ended taking from me $4,900.
About 4-5 months later, after the garnishing stopped and they collected more money than what I originally owed, I received another letter from the court from Asset Acceptance that I still owe a balance of $153.00.
I don't know how they reopened this case or how they come up with more money to take from me. As a consumer I don't really know how to stop companies that practice this un-justice, and unfair practices. Asset Acceptance is a misleading, unfair, scamming collection agency that find ways to make money by practicing deceitful measures against those that are easy victims or those that aren't fully educated on how to deal with legal issues.
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