Advanta Bank Card Reply From Krystyna Lockley, Account Manager at Account Manager
Thank you for contacting us about the terms of your Advanta account.
Your Advanta rates are based on a variety of factors including information about your Advanta account, such as credit line utilization and payment history and information we obtain from credit bureaus about your personal and business credit. The information we obtain from the credit bureaus can include your activity on any other accounts you may have including mortgages and other credit cards.
As a result of our review on 08/13, your Annual Percentage Rate is now LIBOR 32.59, currently 35.080%, for purchases and balance transfers. The cash and convenience check rate is now LIBOR 32.59, currently 35.080%.
Unfortunately, at this time we currently do not have a lower rate available. While we are unable to guarantee that a lower rate will be available, if you would please contact our Customer Service Department at the toll-free number indicated below within the next 3-6 months, while staying in good standing, we will be happy to review the Annual Percentage Rate for your account at that time.
We appreciate the opportunity to serve you and your business needs. If you have any other questions or concerns, please feel free to contact our Customer Service Center. You can visit us online 24 hours a day at www.advanta.com or call us toll free at (800) 705-7255, Monday - Friday 8:00 am to 8:00 pm and Saturday 8:00 am to 5:00 pm Eastern Time.
Krystyna Lockley
Account Manager
Advanta
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