I was totally deceived in so far as believing I was receiving an insurance policy that was going to be similiar to my Blue Cross CA insurance. I was hit by a loss of employment that came unexpectedly and needed to buy an insurance policy that would pick up where my Cobra ended. The Cobra was very expensive (but looking back now - it would have been better to pay the extra and have a decent policy). I was told by my company that my Cobra would end soon anyway - so I felt pressured into getting something quick. This individual came in and sold me what I felt was a good policy - hospitalization, basic health insurance and then convinced me that life insurance was a good purchase also.
He was totally believeable and such a nice guy. The first concern was when the policy did not come through when I thought it would... Took a long time to get approved. Then I started getting letters from MEGA telling me that the policy was only Catastrophic coverage and not the policy I 'think it might be' and to call so they can sell me more. What? What was that all about? Then when you call, no one answers the phone? This company is unethical. They are coming after MA residents like sharks going after blood in the ocean. We are all required to have insurance - so we are 'suckers' I guess. I emailed MEGA, called the insurance sales person and left a message, and notified my bank.
MEGA is set up to take the money out of my account, and they better not do it on the 15th or they are going to get some major bad publicity from me. I duly notified them and no longer want their insurance. Seeing all the bad publicity on the Internet makes me realize I did not do my research and am sorry I wasted so much money on their lousy service. - $3,300.00 of mine plus another check needed initially as a deposit. I am sick... Sick that I was taken like this.
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