I was ripoff off by a company going by the name of Rockworth Financial Lending Source out of Hackensack, NJ. They talked me out of $3,300. How it happened was My family and I were worried about me and my job not sure if they were going to close my location and let me go or relocate me to another location.
So I started looking for a loan on line to consolitdate our bills. One day after I filled out a general info sheet I recived a call from someone going by the name of Tim Delamma. "Tim" stated that he can help us, but we had to give them 5 months payment up front in order to secure the loan at 6% for $20,000 loan. They asked for the money to be sent to someone by the name of Ingrid Muzik in Canada by money gram. That should have been my first clue that something was not right but with being in the bind that I was I sent the money. After I made the transaction I contacted "Tim" and confermed the money order and he stated that the money would be placed into my account within 24 hrs.
The following day I recived a phone call from a person going by the name of Frank Balditzi. Who informed me that there was a problem with my loan. He stated that "Tim" was incorrect on the amount that I had to send in order to secure the loan and also asked if "Tim" had informed me that I was eligiblae for an increase on the loan amount of another $5,000. Then proceeded to tell me not to worry, Tim was either being suspened or terminated from the comppany for this miss handling of a loan, but because of our bad credit we needed 10 months payment not 5. He then told me he was going to fax me a letter of guarantee which I recived and looked over and all this sounded ligit as well. He also sent a fax with an increase in the loan amount of 25.000 and now a 9 year loan vs the 6 years. Getting worried for house bill that are now due. I asked my Grandfather-in-law to help, telling him that I was only needing to borrow the money for about one hour and that I will write a check back to him for the same amount because the money would be placed into my account after this transaction was done and he could go ahead and deposit his check on Monday. He asked me if this company was on the up and up. I said yes, but it started my thinking.
So again, I sent the money gram but this time they wanted it sent to a different person but they said not to worry because this person was the loan adjuster. And again I waited for about $ hours after the process and checked and again the loan was not in my checking account. I thought being a Saturday the loan may not post untill Monday so I waited untill Monday andchecked again and still not there. I called Frank back who was very hard to get a hold of. I had to call under a fake name to get him on the phone. When I finally got him on the phone, he stated that he needed another $1200 and that was for the insurance on the loan that had already been purchased by the loan company and i had to pay it back I told him on the contract that was sent said nothing about insurance having to be put on the loan and "Frank" stated that it had to be purchased to cover the loan incase I did not pay it back. So at this point I stater to suspect somethingand told "Frank" that I would see what I could do. I called him back about an hour later and informed him that I may have someone to give me the money but they wanted to speak with the leander themselves but he refused to give me any names or numbers. After talking it over with my wife we both agreed to back out off this deal and get a refund. I called "Frank" back and informed him of our decision and to give us a refund and that is when things got out of hand. He said to me "What does your wife wear the pants in your house?" and when I asked to speak to his boss and a guy got on the phone and said " What's up homo" at that point I new I was never going to see any of the money I sent and that this was truely a phone scam.
Now I have $100 in my checking account and now can't pay my bills. I have to close my checking account for he has all my info. Plus call all the credit bureaus
I looked over the contract again and it looks real. So please learn from my mistake and do not send any money grams for a loan especially out of the country.
I would like to try and get my money back and get them before they scam to many others in my type of situation.
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