Complaint / Review
First Capital Consumers Group
First Capital Consumers ripoff consumer fraud ripoff Bel Air Maryland

Near the end of January I was contacted by First Capital Consumers saying that for $199 they could send me a VISA and a Mastercard with a combined availability of funds of $4,500. I was told this is gauranteed, I told them I would have to think about it call me again later, was called back at 3PM on 2 February. I decided to get all the information on the cards I could, I was given the same information I was given earlier in the week, so I took the chance wanting to get my new home business going after being told I would have my VISA and Mastercard within 14 working days. I was told they were regular credit cards usable anywhere credit cards are excepted, no annual fee's, no application fee, no start up fee, in fact I would pay nothing else for these cards ever except to pay my monthly balance. I let them take the $199 out of my checking account on 2 February they said it would happen on the following Monday, on 4 February they took the money out my account. I waited more then 3 weeks to call them back, only to be told they have not even mailed them yet, sorry for your trouble they will be sent out by Friday that week, I could not understand why it would take that long I was talking to them on Monday of that week.

I waited another Month for the cards to not show up before calling them again, was told they should be there soon that they do not understand what happened, sorry for your trouble. The next day I got a Folder in the mail from First Capital Consumers with information about some sort of membership package that I was never informed of, it list a table of benefits for free but when you go to the individual applications there are application Fee's and Monthly fee's, not free as listed.

I called a few more times without being able to get through on several different times and days of the week. I got through today 15 April at 5PM and talked to a Duane Johnson he said his name was, he said he was sorry and would get right on top of it, that he would investigate it and have a Rush shipment resent to me within the week. He seemed to have a hard time finding my information and said he would call back within a half hour, it has now been an hour and no call yet, I have felt all along this was a SCAM seeming to good to be true. Something has to be done about these people taking advantage of others who only do this because they have no other options left to make things work.

Len
Trenton, Michigan