My best friend sent me $250.00 US dollars on December 16th for Christmas. On January 20th, well over a month after the money was sent, PayPal placed a temporary hold on that payment, which put me almost $200 in the negative, took the money I had in the account, and charged me $7.55 to do this. What is going on? My PayPal account is a business account, so I am at a deadlock. They told me there was fraudulent adding of funds, and they told her that "I" filed a complaint, which is completely untrue. Now they are saying I either have to put the money back to make my account normal again or she has to resend that money.
I was told by PayPal themselves that what we are doing is not an instant transfer at all but an electronic request for money. As soon as they get the approval, they forward their money and then go to collect from the original sender. Okay, so if that is the case, then the original receiver has already gotten their money. Why would they take the money back from them and go after the original sender for it as well? It seems to me that PayPal is stashing money to keep it going, just my opinion. She has already sent that money, they already completed that transaction, so the money was given to them. Why did they take my money away from me? Quite frankly, I had nothing to do with it after that transaction completed on my end. I realize $200 might seem like pocket change to some, but it is not to me.
This is the second time they have done this to her. She straightened it out once, and they are doing it again to the tune of $1200.00, and that definitely is not pocket change. She has already sent this money once, and now they are telling her she has to fix the account and send it again. Bank transactions take (at most) 4 days, hence their transfer time from bank to PP and PP to bank. What I would like feedback on is this: how can they go after my best friend for yet another $250.00, plus take it away from me? It seems to me they are doubling up.
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