I am disabled at this time, the disabilty co. Was making my payments. It made my payment 1 and a half behind, due to the fact that it takes a little while to get everything filled out.
I was never notified of a repo, they were suppose to according to the security agrrement, send me a letter before repo to get my belonings out of the car.
They only wrote me a letter afterwards, that I had 15 days to redeem the car. I had no idea, because as far as I knew disabilty was making my payments.
Also, 3 big guys came here scaring my son and I. They demaned my key. The police never heard of a repo like that, they found it odd. A car is suppossed to be towed not driven.
Also, they made me sign a paper and hid the top of it, nevere let me read it, which should of been my right. At that time I had no idea who those guys were. So I called the police, scared.
The next day I called AmeriCredit the girl I talked to was extremly mean to me, and that is no way to treat anyone. Esp. Someone who is ill. I have to have my stomach removed.
After I talked to her, I called my disabilty co. She had put us on 3 way calling, and she treated her just as badly. She also told her theyd pick up back pay.
If I am disabled permantlty, the ins.Co. Would of payed my car off. But, now that they have it, they can have it. And because of the way they took it. Im refusing to pay the 3.000 owed.
Please tell me I have rights to fight them on this. Being disabled, car covered under disability payments, being rude and hurtful, and not following security agreement.
Thank You! Yvonne
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