This is the letter I wrote to my cc company:
November 15
To Whom It May Concern:
I purchased some software from your real estate program, in June I was just getting this to see what it was all about and get some ideas on how to earning some extra money. Then in July around the 15th I received a call from the company asking me if I would like to join the mentoring program. The man I spoke to, Mike Reay, told me to join the mentoring program I would have a mentor call me once a week to assist me in purchasing and selling foreclosed and tax lien homes. They would show me the ropes on the whole process. To start I need to give them my credit card number, so they know I was interested in the program, and when once I found a property I was interested in they would assist in the purchasing of the property.
Mike said that the $8,485.00 would be a conservative start to invest with. If you purchase a property for $8,485 on your credit card and then sell it for $20,000, you could pay the credit card off as soon as the statement comes in, and you will have enough left over to purchase your second property without using your credit card."
Mike also told me that they wouldn't charge anything to my credit card until I made my first purchase. I asked him several times if he was sure it wouldn't show up until my first purchase is made and he said yes. So I agreed to it.
I spoke to a mentor and by the second week he asked me where I was getting the money from to invest in my first house, I told him I gave the company my card number so they can help in my first purchase. He told me that that wasn't right, so I called the main office and asked them about the money that was charged to my account before I purchased a property and I was told I must have misunderstood what Mike Reay told me, the money is for the program and mentoring services. I then told them I was lied too, and they told me Well that's to bad, and there is not much you can do, you can't break out of the contract because you already verbally agreed to the services.
After speaking to another mentor, and letting him know I have no money to invest with, he agreed that there wasn't anything he could do with helping me find and purchase a property. Shortly after getting off the phone with him I got a call from a girl from the company, she told me the mentor told her about my situation and she decided to call me and told me: off the record, That I need to go to my Doctor and have her write a note saying that I need to stop, on account of it affecting my health and well being, and then I need to call customer service to find out who I should fax it too. She also told me if that didn't solve the problem that I should let them know that my Doctor will be calling the Better Business Bureau.
I went to my Doctor and she agreed that the stress is affecting my health. She wrote the note on Sept. 28. I faxed it to a lady named Beth Fax# 801-216-3398 on Sept. 29. I have been trying to get them on the phone and I only get the answering machine. I have called several times a week leaving messages, and still till this day, no one has got back to me. Could you please help the stress is getting to me badly.
It is now Dec. 28 and I am still disputing with the cc. They keep saying that they can't intervene in situations involving a merchant's return, refund or cancellation policy.
If anyone has any suggestions that I can use to get these evil people out of my life please let me know. I am also willing to get in on the class action suit if there is ever one started, just call me up.
0 comments