I was called a few weeks back by a representative for VIP card services named Derek Thompson, telling me that I was pre-approved for a BankFirst of SD, Matercard with a $10,000.00 limit, and I asked if it was a secured account type and if there were any deposits I needed to make? He replied" No sir it sure is not, we can have that card out to you in about 2 weeks by either a check by phone or credit card payment for a processing fee, are you interested?" I told him sure why not.
He told me "he was going to turn me over to his processing department to get my bank information and that the conversation would be recorded", I told him it already was, " Thank you Robert and you have a nice day" He had called me early in the morning and I got to the phone the same time the answering machine had picked it up so it recorded alll that was said during this call. A man named Ray McIntyre from processing got on and prceeded to tell me everything the other gentlman had told me and he asked me for my checking account number and that the card would arrive 7-10 days from the time they debited my account.
Well I may be jumping the gun but it has been 13 days since the ACH payment was withdrawed and when I call customer service I am either put on terminal hold or I leave a message because it goes right to voicemail. I am not going to go into a big sob story but to make it short
I was injured at work 3 years ago and have many operations and will probaly be disabled the rest of my life, which I told this Ray fellow that and he said " That makes no difference either way, you are pre-approved and the only charges that will be on the card monthly will be a $4.00 charge a month with no interest"
Sounds to good to be true but that is what was said and I have a notirized transcription of the whole conversation. So what should I do since it has only been 13 working days and I still have not received the card? Nor had a conversation with anyone at VIP card services customer services? Thanks for this site, I probaly would have not know how to react to this could be scam. Do you think BankFirst knows they are aware of this offer? That might tick them off a bit if they were unaware they name was being used unless it is legitament. Thanks again.
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