USA credit will call you from 1-800-634-6729 and say that you are pre-approved for $xxx amount of dollars. They will ask you for your account information, etc. First of all... This is NOT a reputable company.
They claim to get your information following an online credit card application. I did not fill out an online credit application so they told me that I must have filled out a survey that was part of a 'pop-up.' I said I did no such thing... She said it could have been anywhere from 6 months to a year ago!
So, she continued on with the whole... All you have to do is give me all of your bank account information! I don"t think so! If you did not solicit this information from the internet, DO NOT give out your information. If you did solicit this creditor, DO NOT GIVE out your information without THOROUGHLY researching this.
This is a scam in which, from what I've seen doing research, they will suck out the $ from checking accounts of unsuspecting folks who have not read all of the fine print.
Be aware.
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