I discovered this debit to our Visa account by accident while preparing for a meeting with our banker. On June 14 RPC DEDUCTED $1.00 from our Visa account; on June 17 RPC CREDITED us with $1.00 to our Visa account without us even knowing the transactions were taking place. We do not know how RPC got our credit card number because we had never heard of RCP.
On the $1.00 credit statement it read: principal amount $1.00 June 15. Finance charge: $0.00; late charge, $0.00.
During our meeting with our banker, I gave him a print-out of our account plus information from Scambook about RCP. He was going to report this to the bank's IT department because it was a new scam.
He thinks it is possible the $l withdrawal on a Friday and the credit of $1 two days later on a Monday could have been a test run of access to our account. And likely we would have seen some sort of much bigger deduction next, perhaps on a monthly basis.
Under the circumstances, we immediately shut this Visa account and opened a new account with new numbers.
We feel very lucky to have caught this so early.
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