We did business with JCPenney Life Insurance. It was sold to Stonebridge Insurance, which is a total scam operation. They tried to sell my husband two other services: "Back Porch Membership" and "Leisure Plus Membership". We successfully had these "services" terminated. But back in June' we started to receive charges from "Savings 2 Go" and "Everyday Bargins." I will be honest and admit that I did not read our statements closely. All of these rackets are operated out of the same business location. We have been charged $14.95/month from the Savings 2 Go and $13.95/month from Everyday Bargins. I have not been successful at contacting them, so I am going to hve my large credit card company beat on them. Be wary from any offer from Stonebridge.