We searched google for bad credit personal loans. Visited a website at www.citizenfinancial.net and entered our info. They even have logos on their home page for equal housing lender, namb, nrmla, certifed senior advisor... Looks good... HA!
My husband got a call a week later finally... Woman said she got us approved for a $5k personal loan to be paid monthly back over 2 years. But she needed $950 upfront as "collateral" to the lender because we have such poor credit. LUCKILY i am a little wise to scams and asked some questions. I said, Who is this lender, what is their name? She says, we tried banks first and they would not approve your husband due to poor credit, so we used a private lender. I asked again, whats their name? She says Since they are private i can't give out that information. I said Ok, so where are you guys located, she pauses and says. Ummm.in Ohio. (maybe cuz she saw we live in Ohio?) then i ask if they are a member of the better business bureau? Again a long pause..."we are" she says. I told her thanks i'm going to check it out first. Luckily i googled some info on this company called Fremont Lending Group and came across other on this rip off website.
I am going to contact the better business bureau about them and i hope everyone else has also.
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