After I sold an item on eBay and the item was paid for through PayPal, I shipped the item to the customer. The item was shipped insured mail and signed for by the customer. About two weeks later, PayPal froze my account for the amount of the sale (about $222.00). When I inquired about the problem, I was told that the customer used a stolen credit card. They told me that I was protected by the seller protection program as long as I could prove that it was delivered. At the time I shipped the product, you could not insure it over $200.00 online. I faxed them a copy of the signed receipt from the post office that had the customer's address, and they still refused to give me my money. PayPal is a rip off.
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