Complaint / Review
Financing Alternatives Joey, Mr. George H. Christian
Here is proof of Financing Alternatives OVERPRICING ON COMPUTERS, avoiding the truth, excessive ACH debit fees, Unlawful price gouging

Dell Inspiron 1150. The prices of these laptops start at $764. With a 2.6 GHZ celeron instead of Financing Alternatives 2.4 GHZ from other companies.

Even if you want to upgrade to a powerful system, the price stays well below 1300 dollars if EVERY expensive option is chosen. What does Financing Alternatives charge for a lower end compueter than this one? $2367! I can bet you they get those computers for under 500 bucks. Because they get discounts, and the laptop Financing Alternatives sells is LESS adorned than this current Inspiron 1150. So you can bet they pay much less for the computer. The retail for the computer Financing Alternatives sells is about 500 dollars now.

Why are they charging 1500 to 1800 dollars extra for it? That must be some heavy financing charges, and bank fees for ACH withdrawls. Last time I checked they are 9.95 per transaction (that is the maximum allowable by law ACH companies can sharge). That means Financing Alternatives charges some 300 to 500 dollars in total ACH fees with the loan. That for many people can pay car insurance for a 6 month policy! That means there's still 1000 to 1200 dollars unaccounted for.

We have accounted for the 500 to 600 dollar price you can acquire an exact model laptop that Financing Alternatives sells for a 400% markup. We have the ACH fees which are 300 to 500 dollars for the 1 year loan (what I think is Financing Alternatives pays very little for bank transactions, but makes more money by charging nearly 10 bucks for each transaction to account for those "bank fees"). Here is the link. See for yourself. They are taking advantage of bad credit people, because they cant qualify for the 29 bucks a month financing from dell. Plus Joey, sure they may pay a lot for a 3 year computer loan, but I highly doubt its 2300 dollars.

You haven't responded. Your awfully quiet. George H. Christian hasn't come on here to explain himself. This means you know this is all true. You are afraid of the truth. Thats fine but Financing Alternatives is going down.

Tom
Kerrville, Texas
U.S.A.