Brochure at providers office state 11.9 % interest. Actual voucher on back was for 13.9%. Care Credit stated they had not had 11.9% for 2 years, but provider stated that was the brochure that was sent to them and they had only been in business for 2 years.
After 6 months of automatic debiting from my account with no problems, I receive a letter stating that due to recent credit report, they are raising my interest rate to 29.9%.
When I contacted them about this, i was told the credit bar had been raised and now I was a high risk.
Also, added insurance without my knowledge at nearly $80 per month which I did not need or ask for. They have promised to refund that to me. We'll see.
I paid the loan off, but of course, I missed the finance cycle and had to pay an additional $68 in finance charges.
I did so just to be done with them. I felt so violated.
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