My current employer does not offer insurance; therefore I started looking for my own. After several months of serious research online I received a call from an agent, Joseph Stuart, who sounded like he knew exactly what he was selling and made me feel comfortable to sign-up for a plan.
During my first month of coverage I had to see a doctor and also received a prescription. When I picked up the medicine I was told that "The agency denied paying". I call the agent and he said "oh they are so wrong and did not look at your card correctly, go back and get a refund..." so I did and when I came to the pharmacy after speaking to the manager he said that the insurance lied to me.
With that being said I started a deep search into who really was The National Congress of Employers, PPO Multiplan, Health and Life Direct and I have found that they are charging the same price to every member $245 to $345 and that they declined all of the other members claims (Visits, stays at hospitals, drug prescription etc...)
I AM GOING AFTER THIS COMPANY TO PREVENT THAT OTHER INDIVIDUALS LIKE MY SELF THAT ARE IN NEED OF COVERAGE SUFFER THIS KIND OF SITUATION. IT MAKES ME SICK TO SEE THAT AFTER ALL THAT THIS COUNTRY IS GOING THROUGH COMPANIES LIKE THIS ONE DEDICATE THEIR TIME TO EMPTY THE POCKETS OF NEEDED CITIZENS.
If you have been part of this or suspect you are please speak up, inform your self, find out who they are and look into who you are giving your money to.
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