I filled out an online financing application ($39.96) for a computer. After the application came back approved they then wanted almost $400 for a deposit. I didn't continue with this anymore. The next day I received a call from Jonna or Joanna (can't remember exact name) stating the loan contact was in place.
I told her I wouldn't be interested since there was a deposit required. She said the loan was in full force and I couldn't stop it. I asked her where in the application it stated that and she said it didn't. I was very carefull in reading the Term and Conditions and the Financing Terms and no where did it say what she was telling me.
After arguing with her she said it was listed in the Return Policy. I pulled up the return policy and it didn't even say what she was telling me. I either had the choice of going through with the loan or cancelling for $50. I obviously paid the $50 cancellation fee which was withdrawn from my checking account on 11/24/06.
I contacted the Better Business Bureau and of course Circuit Micro didn't respond. On 12/12/06 they fraudulently withdrew another $50 cancellation fee from my checking account without my authorization. After trying to reach the company for three days trying to resolve this issue (their phone just rings and then a message comes up stating memory full and disconnects on you) I went to my bank and filled out a forgery affidavit to get the fraudulently withdrawn money back.
I have also contacted my Attorney General about this company and their poor business practices. A refund of all monies they have taken is being requested, but I doubt I will see a penny.
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