On December 22 (which is my birthday) 2003 a letter from Capital Acquisitions & Management Company was sent to my home.
This letter was (according to CAMCO) an attempt to collect a debt, this debt they claimed was $3,920.45 and was purchased from Midland Acquisition Corp. It was originated by Wells Fargo Bank.
This was a debt that was discharged through the courts in California in either 1990 or 1991. While clearing out old documentation a few years ago I thought it safe after 12 years to shred the paperwork, which I did.
Shortly after receiving this letter I found this web site and was astonished to find and read all of the reports on this company and their attempts and methods of collection. I ignored this first letter.
The phone calls from CAMCO began around April. Over the course of the next 6 moths, this company attempted contact with me once or twice per month. I would usually ignore them but did speak with them a number of times. Each time I would tell them the death had been discharged, I had no intention of paying them any money, I was NOT going to supply them with documentation and they could take the next step in their collection attempts. I then began to get telephone calls from someone who identified himself as Philip Breeze.
We spoke one month and I repeated the conversation above. The exchanges via telephone had up to this point been short, quiet, to the point and without any impropriety. Last month the telephone calls began more frequently and when I did speak with Mr. Breeze this last time the conversation while exactly the same on my end caused him to slip into a "street slang" type of language and when he told/asked me "it sounds like you are running a game on me, what kind of a game are you playing?" I jsut hung up the phone.
Since this last phone call I have received one letter, which remains unopened and last night at 8:45 P.M. A telephone call which remained unanswered. Today I typed up a cease and desist letter which I will mail tomorrow. I did contact an attorney who told me this company has caused several people to contact him, his advice was: just don't answer the phone. While that may be one way, just ignore them. I don't want these people hounding me for the rest of my life.
I would appreciate hearing from anyone who has been able to get these people to disappear.
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