I am being harrassed to repay a 26 year old student loan, that I was told years ago that I didn't have to repay due to the school closing before I could complete the course. I was bullied into agreeing to a payment plan of $60.00 a month, and when I did all I could do to make my first initial payment before the due date of September 7, I am being told that my payment never made it to them (ECMC). I mailed several other bills on the same day 9/3 and everyone else got thier payments. When I made follow up calls to verify if my payment had been recieved, I was told that my payment had not been made. Today 9/13, I was being threatened to make a payment by noon tomorrow. I stated that I have no money, that I live from paychek to paycheck, and was told that it was my responsibility and since I can't make a payment that my repayment agreement would be terminated and be garnished from my wages through my employer. Is this legal even when I was complying to the terms of repayment? I am stressed out and afraid that I won't be able to pay my bills because of these bullying and unfair people. The agent I was talking to in regards to repaying my OLD debt was named Josh, M. And he was very rude, demanding and threatened me trying to get money from me that I do not have. I had also previously talked to a Lady before my case got transferred to this guy back in August and I had asked her why hadn't I ever been contacted 20 or so years ago. She was very rude and unwilling to listen to me when I explained to her that the school closed and that I was incarcerated for 10 years and was released in and have been working since then, and never heard from these people. I also never recieved any letters from them in the past in regards to a DEFAULTED student loan that I never was aware of. These people are totally rude and I don't know what to do next, is there any help out there for me???
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