It has been a little over a week (Feb) and I haven't heard anything from this Company Leasecomm. What is there to do against this company to keep them from destroying my good credit?
It started 4 years ago when I went to one of their seminars How to Make Money on the Internet. They were with Ecommerce. I was going to sell computer cleaning supplies. They were supposed to help set-up a virtual terminal for a web store. I set it up through my cleaning business bank account.
I tried to cancel when I got back from the seminar. I got a call from the lady that set me up at the seminar. She gave me the run around saying she was about to get on her plane and would get back to me when she arrived. Since this was the first dealing with any (shady) business of this kind. I believed she would call me back.
She never called me to help me stop the account. I found a phone number and called them I told them what she said. I was informed that it was too late to send in the form. I said what form? I never received a form in my contract. They said they would send me a copy but I would not get it in time to send it back to cancel and I couldn't fax it in either. I was then informed I could do a buy out or be sued if I didn't make my payment for breach of contract. I didn't have the money to do a buyout.
I made payments to this company for 3 years. Calling them and emailing them for information on how to do this so called terminal! I had bought products to sell because this company said they would help set this terminal up but never got back to me. I had made payments on a web site also. Still they would never help set this up. They would get back to me. I have emailed them and called until I had to stop the web site. I couldn't pay for a webpage if I didn't have a store. I am stuck with the supplies because the company I had bought them from said they had a life span on them and would not take them back. I had also got a domain name for this so called web store!
I got laid off from the company I had a cleaning contract with due to cutbacks. I finally told Leasecomm people that I had no more money coming in the business account. They were adding all kinds of little charges to their bills. I could no longer afford a useless business that was nothing there for me to use. I informed them I had to close the account and they informed me I would still have to pay them out of my personal account. I told them this was a business deal. They informed me my name was on the contract and no matter what happened to my business I was personally responsible to pay them. I have no more money.
They are in breach of their contract. It stated at the seminar I can make money on the internet. They were there with this other company (ECommerce and Dot-Com websites) making everyone in that room think we can make money on the internet with their virtual terminal and help.
They said we can cancel but I didn't get my paper until it was too late! I have my papers and the cancel papers were not in there. The form I have is the one they sent me after the fact and they have had me thinking all these years they were going to help me. All I got was the run around from this company and threats of being taken to the court in their area MN.
I had someone read the fine print and try to explain it to me and it says I will have to pay their Lawyer fees if they took me to court. I was contacted a week ago (in Feb) and was told they are looking into my credit reports. They want me to use my credit card to make payments to them. They informed me to borrow money to pay them off. I informed them I had already borrowed money to make payments and could not borrow anymore for this worthless business deal.
Please I haven't heard anything. I hate to answer the phone thinking it's them and they will charge me again for the phone calls. I have a bill they sent me for a $6.00 phone call. They have charged me for the credit check, $6.00. I have a billing charge of $5.00 on their invoices.
The bill now reads:
Basic buyout 559.74
Open invoices 783.45
Total charges 1,343.19
This is of date: January 23
Where do I stand? Is there someone in Kentucky I can contact? Is there someone in Kentucky that is going throught the same thing? If so contact me! They pick on little business knowing we can not afford legal fees once they run us out of money! I need to know where I can turn!
Debbie
Bremen, Kentucky
U.S.A.
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