What a mess! Although I was slightly behind in my bills, I thought that my consolidating them into one monthly payment, I would make it easier. I was wrong. Debticated told me that after they had received all of my information, there was nothing else I had to do except submit my monthly payment. Wrong again. Months later, I started receiving phone calls and letters telling me that my accounts (six in total) had been charged off, become bad debts and had been sent to collection agencies. After talking to Debticated, they then informed me that the proposals they sent out months ago had not been accepted.
Debticated knew, my creditors new but I didn't. I basically paid Debticated six dollars per account ($36.00) per month to destroy my credit rating and do nothing for me but cause me stress. If you want your credit rating wrecked, they are the ones to call. My credit was no where perfect, if it was, I wouldn't have joined Debticated, but now, instead of a two months behind on bills, I now face SEVEN YEARS of charge offs on my credit report. So much for trying to get my finances in shape in order to purchase a house someday. Thanks debticated!
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