In a scenario like one of the reports I read, I too received an out-of-the-blue "Too good to be true" call from Consumer Network Services a couple of weeks after Christmas. The rep. Was extremely cordial, which meant placating my suspicions with very warm coversation about "what a nice person I seem to be", etc.
It just did'nt seem logical or reasonable that I could so haphazardly qualify for not one but two credit cards with a total limit of $4,000.00!
It was shortly afetr the first draft was made, and I called the 866 number to confirm that they recorded the draft that I became very suspicious. I also was greeted by a recording explaining that "High caller volume" would preclude access to any "representative". I never received a return call, not within 24,48 or 72 hours! Upon personal investigation (Thank God for your website!) I discovered that I have also been victimized by this fraudulent, unscrupulous, viciously criminal company.
I have filed affidavits with my bank in efforts to reverse the drafts. I hope my request does not meet with too much resistance. I will most likely need your advice in that event.
With so much in need of avoidance in today's society, Consumer Network Service is exemplary of the pervasive volatility of the greed menatlity. I hope to see this company exposed on "60 Minutes" soon!
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