This company has been contacting me for over a year and a half. They said I have a old Visa balance past due from 1987 or 1988?
They offered to reduce it from $5,000 (with interest) to $1200 and then to $750 and then $500 if I paid it immediately. I refused to pay until they could provide proof of where purchases were made and by who.
I receive rude calls from them every so often... Sometimes 1 call per month then a 3 month silence then 2 calls during the next 8 months then 14 calls in a 2 week period of time. (on my cell phone, home phone and at my work) I have requested that they NOT call my work, but they still do.
The latest contact name is Rita Clark, prior to this it was Anita Crain. A few different men prior to that. It seems to go in waves when they have a turnover of employees I get more calls.
How do I put together a Cease and desist? How do I get these people to stop calling my work. I typically just laugh at them when they call my home but they don't need to jeopardize my work.
What is the statute of Limitations for Kentucky and South Carolina? I reside in KY but then they told me the supposed account was opened in SC and their limitations was 15 years, which has past.
Thanks for any help. Sheila
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