Capital vultures group...
Having already owed creditors thousands of dollars I never expected to receive a phone call from a credit card agency telling me I've been approved for a Visa/Mastercard with a limit of $5,000.
Much like the first story I read from the woman in Texas, I also fell for the CAPITAL BENEFITS GROUP SCAM... Being spoken to respectively and intelligently by the vulture named Donna at first threw me off. I of course, like anyone else would, got my hopes up and started planning out the things I'd do once I received the card.
The vulture Donna asked me if I still had either a checking or savings account active. At this time I didn't due to bouncing checks to businesses so I told her no... She grunted and said, "Well you just blew it!" "You'd better hurry up and get one and call me back! This is a once in a lifetime opportunity!" "OK, Donna!" I said and called her back a few days later.
Anxious and ready to give her my account information, I was greeted by a woman who sounded like she was speaking from a voice box and smoking a cigarette at the same time. "Capital Financial, may I have your verification number please?"... WOW THESE PEOPLE ARE GOOD!!! I asked for "Donna" and was told she was "out to lunch" and that she'd call me back. Ok, no problem I thought to myself and patiently waited while tapping my fingers and whistling the Jeopardy theme... Tapping and tapping... Hours passed... Nobody called back? Hmmm... Maybe she wasn't informed of me calling or maybe she was too busy... Oh well, there's always tomorrow I thought.
The next day arrived and I once again called Capital Vultures Group and immediately spoke with "Donna"...
"Hello, Diana! How are you today?" I immediately felt at ease and comfortable speaking to Donna being she was so out-going, down to earth and friendly. WOW ANOTHER LOSER JUST LIKE ME! I thought to myself as we got into her past experiences with applicants. She went on to tell me how she ripped some lady off by giving her a $2,000 credit limit for a catalog full of knives??? What a weird thing to say huh? Anyway, I paid no attention to that since I was so absorbed in the $5,000 I was about to receive.
Getting to the point I asked her some more questions for my own protection..."Any annual fees? Apr? (annual percentage rate), membership fees? Secured or unsecured card?"... Hmmm everything seemed legit..."No fees... 0% apr for the first 12 months and 4.7% after that." she said... All except the one time processing fee of $289.99 she mentioned... HMMMMM A little fishier than Red Lobster huh? Well that got my attention. However, the money sounded so good I didnt even ask why the fee was so high and listened some more.
After verifying my information and retreiving my bank account information "Donna" said her farewells and asked me to hold on while she put me on the phone with her boss. His name at that point wasn't important to me since I felt comfortable and trusted this company all within 2 days... Just call him the head vulture HA HA HA!
The boss got on the phone and prepped me up for a recording... A recording? For what I thought? He told me that he was going to repeat my information back to me and have me say yes and no to certain questions and record it just for assurance purposes. OH OK!!! Now i feel better!!! After saying yes and no to questions I didn't even understand I felt better now that I was going to receive my money and go out and spend it.
Before getting off the phone with the head vulture, he told me to deposit the $289.99 into my checking account and that the money would be automatically withdrawn on Friday November 1st since that would be the day my unemployment check would have cleared.
Well it's Saturday October 26th... A few days before I'm supposed to deposit the $289.99 made out to "Capital Benefits Group" and guess what? I'm closing my account out first thing Monday morning. There's no money for them to extract from my account anyway so who cares., but for the people who have already been ripped-off I truly feel sorry for them and I'm thankful somebody posted this scam information on the internet for other people like me to see and react to.
Thank god I was given the advice from my mother "my guardian angel" to check these vultures out and make sure this credit card offer was legit because I would have lost $289.99 and god knows how much else after that. Thank You!!!
With Love,
The gullible loser HA HA!
Diana
Rahway, New Jersey
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