In the begining it sounds great, it really does, they also tell you, you can cancel at any time after your first payment is made. That couldnt be a bigger lie if it wanted too..
Not only after the first few months could i not afford it (bc of some unfortunates) they double charged my bank card without my consent. Now im not a genius nor am i a high priced lawyer but i do know thats a little on the illegal side. So i called and canceled.
The girl on the phone asked why and i told her i could not afford it any longer, she said sorry we lost you, all you need to pay is $44.66 and it will be canceled. I said ok. Well i will admit that i have not sent them the $44.66 yet, at the time my husband had an unfortunate accident and well you forget.
Now they are tryin to sue for 523.25. Money they say i owe. Well the account was paid up until i canceled, so why do i owe 523.25? Your guess is as good as mine. They also thought they would be slick and try to open a new account using my card, under a completely bogus name. I had the card canceled.
They had a collection company send me a letter saying that i refused to communicate in the matter. That is completely false. Everytime id answer they would hang up on me. They would also call me at 6 in the morning and at like 10 at night. Sorry im not up at those hours.
This is the first time this is ever happened to me. Im just so outraged and want to help others from having this happen to them, so they dont have to feel like i do. I recommend that you do not under any sound good circumstances sign on with these people. Once you do its not fun or easy to get out of.
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