RJM sent me a letter stating they are my new creditor and have purchased my account from Fingerhut. It states that I owe $510.02 and they are offering me three opportunities to satisfy my account.
Naturally, I was concerned of a debt that was in my name (knowing that I've NEVER purchased a thing from Fingerhut) so I called to question it. A woman told me an account was opened in my name in 1997, with a SC address, (I'm from NC) and in Fingerhut was bought out and RJM acquired my account. I told her this was not my bill. She said she would close the account, not to worry about it. I've had my credit pulled at least 5 times over the last 10 years, and nothing from either of these companies was on it. I was concerned of identity theft, but after reading on this website that the same thing has happened to other people, I started to wonder if it's a scam. So today I called back and spoke to "Steve" to see if my account was indeed closed, and he said it was. I continued to question Steve and he got upset with me. He told me there could be another person that has the same name as me. I told him that was not likely, as I do have a very rare last name and the only 5 other ones are of the same family. He then said it could've been an error in paperwork or just a mistake Fingerhut made and then hung up on me.
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