I have over twenty (20) agencies listed as open and active on mine and my husband's credit report. I have sent a thirty (30) day warning letter to all of these agencies, and have started getting some responses by companies saying they have honored my request.
I got back a certified letter returned to me from Sherman Acquistion as address unknown. I did a Yahoo search of the company, and found this and other "rip off" pages referring to Sherman Acquisition by name.
I used the addresses given on my credit report for each creditor. I recieved two back with "return to sender, not deliverable as addressed." As I said, one was this Sherman Acquisition, the other was "Wisconsin Power and Light, " the company as listed on my report, as well as the address listed on my report. I have never lived nor gotten services from this company or the city where the company's address is listed on my report (which is the address for the Delavan School of the Deaf! The phone numbers all lead to the school of the deaf as well.)
All court records show as closed-bankruptcy, but on my credit report they show we are delinquent in our payments to them... We filed bankruptcy in October discharged in January.
Where do I go from here? How do I find these two companies and get their judgements off mine and my husband's credit report?
Also how long, after all this is fixed and my student loans get into deferment will we be able to get adequete funding for a house?
Thank you for you time.
Beth (and Garrett)
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