Hello,
I just received a letter from these people in the mail; when I searched them online, I found this website. I am unsure as to what the exact situation is—I have a bad credit card debt that should be too old to collect, but my husband and I also recently paid off his old school loans (a very similar amount).
They say I owe them $1,069.33, or they will settle for 50% or 70%—the same offer as I have seen reported here. I will file the complaints and demand a debt verification, but I am sure that I do not owe this (the credit card thing was $400, back when I was in college, and Oklahoma's SoL is 5 years max).
This is a great website, and I wanted to say thanks to everyone who took the time to tell their stories so we would all know about these people and what to do.
Also, I would like to know if this company has ever managed to cause damage to anyone's credit rating through their fraudulent practices. Additionally, I wanted to provide for everyone all the company names that are on my letter—some of these are not on this site and I want to ensure that everyone knows ALL the guises under which the scum may represent themselves.
HFN-Associates (listed as my original creditor)
LVNV Funding LLC
Sherman Acquisition, LP
Sherman Acquisition, L.L.C.
Resurgent Capital Services, L.P.
FNBM, LLC (online, the most frequently returned result for this is: First National Bank of Marin)
Ascent Card Services, LLC
Ascent Card Services II, LLC
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