I checked my bank account online on 7/8/07 to find that there were charges of $299 pending. On 7/13/07, I viewed the check online and it was made out to a comapany called CPS MSP group, which I have never heard of.
Ironically, the check does not have my signature or authorization but has printed in the signature area "This draft preauthorized by (my name)". Also, the address on the check is from a check that I have not lived at or used in over 7 years. There are 2 phone #'s listed on the check, (my guess is it is in an attempt to look official). Both #'s 877-277-7045 and 800-782-7161 go to personal voicemails. No one will return messages from either of these #'s.
I have tried to investigate the company Capital Payment Systems (CPS) and all I can find is a website that gives purposely vague info on the business and the # listed is to a person voicemail. The website http://capitalpaymentsystems.com / does not give any specific info on what they do or how they do it. I thought it to be funny that a supposed business only has one contact # and it goes to a voicemail that never returns calls.
Obviously, this scam has found an old check with my name and account # on it and has fraudulently run this check stealing $299 from my bank account. Why have they taken $299? Because anything greater than $300 requires the bank to verify all info on the check.
I have contacted my bank and am awaiting the results of their investigation so my money will be returned to me. I have read of several other people being scammed with this exact scenario. I will be looking for a class action lawsuit once my the bank has completed its fraud investigation and my money has been returned. I have no idea who this company is or how they got a hold of this old check, however, I will continue to work until this scam is caught and stopped.
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