When I received the certificate, I thought that it was to good to be true, but I sent the 37.00 in anyway. Two weeks later I received a ten page catalog with a gold card. It was neither visa or mastercard. I was outraged. I sent the package back and requested a refund. It has been over a month and I have not received or heard anything from the company. I sent out another letter a week ago asking what is the hold up on my refund. I do however feel that I have lost 37.00. Don't be fooled by this company. There is a saying if it sounds to good to be true, it probably is. AllisonSaint Pauls, North Carolina
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