Here is the fine print on the back of the application notice from CCA: FEES/OTHER INFORMATION"Your membership fee, annual fee and all other associated fees are non-refundable and these transactions are final upon accepting membership. The eclosed card membercard is not a credit card. "One Time Membership Fee: $199.99Annual Fee: $99.00Extender And Protector Benefit: $49.99 AnnuallyPurchase Security Guard: $49.99 AnnuallyPreferred Membercard: $49.99 AnnuallyTotal cost before you purchase your first product: $448.96The only way to stop CCA from charging your card for the three "annual benefits" listed above is to contact them at the provided P.O. Box. They do NOT supply a phone number for that purpose. This is a common practice among companies that charge you money for nothing. This affords them the opportunity to charge you at least the first time around because there is a very limited possiblity that they will respond to your "request" within the 30 day trial period. Keep in mind, a request is just that. More than likely, they will respond with a letter stating the wonderful benifits that you are passing up and that you must send another letter to another P.O. Box to make another request for the same thing, at which point an account specialist contacts you to try to get you to change your mind. Another thing... This is NOT a credit card. This is a merchant credit card for purchasing products from CCA's catelog. I've seen the catelog... It's not good.in my opinion, if you ever receive anything in the mail that has the CCA insignia on it... Unless it's from the Canadian Centre for Architecture or the Coastal Conservation Association... Rip it up and mix it in with your kitty litter. DarkmanChicago, Illinois
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