Help! I think I got ripped off by Merchants Credit Guide co and I don't know what I can do about it. Anyone with information about this, please respond below. Has there been a class action suit filed against this company? Are the reports that this company is fraudulent only accuzations or facts? How can I find out if I have been ripped off?
I recieved a letter from MCG about 3 years ago stating that I owed another credit burreu (NCO financial) money and that I was going to be sued if I didn't begin payments. I ignored the first few letter and made no payments because I didn't remember having a debt to this NCO financial company. They sent me many letter which always questioned my integrity and why I would create debts that I never intended to pay. I could never locate a phone number on the letters, so I began making s small payments of 10-20 dollars a month.
When I joined a debt consolidation group, I placed MCG on my debtors list and they have made payments to MCG evey month for over 2 years now. About a year ago, I was finally able to track down a phone # for MCG. I called and requested that they send me a statement so I would know how much I owed them still. I was told that they couldn't send me a statement because they forwarded all my payments to NCO finalncial and they weren't even able to tell me my account # or a telephone number for NCO finalcial.
I just read the rip off reports and I pieced it all together. If there is anyone that has good advice for me, please respond. What's my next step?
Thank You
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