I received a call in February saying that I was approved for a credit card with a $5,000 limit, and all I had to do was pay them $299 so that I would not have any monthly or annual fees. It was pulled out of my account on March 1st.
My husband and I decided about a week later that we didn't need one, so I called to cancel it and they told me that they would not cancel it after the money had been pulled from my account. The guy who called me never said that it couldn't be cancelled. So my husband and I decided that we were just stuck with this credit card and we would just have to get over it.
When we finally recieved it in the mail it was not a credit card with a $5,000 dollar limit, it was a stored value card, meaning that we would have to put more money into it to be able to use it. Needless to say, neither of us were and we still aren't happy about this.
We sent them their card back and a letter registered mail with a return reciept so that we knew when they had recieved it. We mailed it April 4th and they recieved it April 10th and we gave them until May 4th to return our money to us. It is now May 10th and we still have not heard from them about getting our money back.
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