My husband and I recieved a letter in the mail about a pre-approved credit card. We never really look at things like that, but we decided to open it anyway out of curiosity.
The letter was from CCA First National Credit Services saying we were pre-approved for a catalog shopping card with a limit of $6,500.00! We decided to call and see what the catch was.
A woman by the name of Jennifer Fatutoa spoke with us explaining the way it all worked and that we were actually approved for an $8,500.00 limit. We clearly stated to Jennifer that the card was NOT to be activated at that time, we just wanted to know more.
Still not totally convinced, we agreed to get some information on the card which was going to be sent by mail.
We were told that we had 2 weeks to read over everything and decide, but if we did not call back by the end of the 2 weeks our account would have $199.99 removed from it and supposedly credited to the card.
I found this website, still not entirely sure on them and found all of these reports from people about this fraudulant company.
We called CCA immediately and spoke to the same person twice. My husband was furious with them calling them frauds and that we didn't want anything to do with them, and if they tried to take anything from our account we would press charges immediately.
Come to find out the card was activated without our permission!
We said we would call a third time and if the same man answered we knew that it was not a true company. After that there was ironically no answer...
We called our bank to stop payment and now my husband has to wait a week for a new card. What a hassle!!!
Never ever deal with these people... They are frauds... They will take your money and run! Luckily I found out before it was too late, but unfortunately we are still in the process of making sure they don't get anything from us...
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