Trying to get rid of some of my student loan debt which isn't even mine its my kids... i have numerous loans under my name and i only make so much money - plus need to support my own bills - they said i would have lower payments and i need to pay their fee too... thats only for two loans the other 3 i have to pay on top of it... I cant' afford this... I haven't gotten a raise in 7 years, union member and I don't see one coming any sooner... what do i do???
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